Traversing the open road on a motorcycle can be a liberating feeling. Whether you’re a seasoned rider or you’re buying your first bike, before you can hit the highway, you’ll need to ensure your bike is insured. Here are four tips for buying motorcycle insurance. 

How to Buy Motorcycle Insurance 

1. Bundle With Auto

Many car insurance companies also offer motorcycle insurance. This allows you to work with one company rather than two, which is easier and more convenient. Your provider may also offer a discount when you bundle insurance packages.

2. Ask About Discounts

Many companies offer discounts other than just bundling. These might include a mature-rider discount for those who have been on the road for several years, as well as a responsible-driver discount for riders with no previous claims. Other possibilities include a paid-in-full discount if you pay your premium in one lump sum, and a multi-bike discount if you or your household has more than one insured bike. Some providers even offer a continuous-coverage discount for customers who pay for coverage year-round rather than pausing their policies during the off-season. 

3. Enhance Security

Enhancing your bike’s security is a boon to you and your insurance company, reducing the risk of theft. Outfit your motorcycle with anti-theft technology, such as an immobilizer and alarm. You can also install a GPS tracking device to help you locate your bike if it’s stolen. These additions, as well as storing it in a secure garage, may qualify you for insurance discounts. 

4. Raise Your Deductible

Raising your deductible is another way to save on your monthly bills. The deductible is the amount you pay out of pocket before the insurance company pitches in. The more you agree to pay out of pocket, the lower your monthly premium will be. If you’re a safe driver and store your bike responsibly, it makes sense to go with a high deductible.

If you’re a Guilford County, NC, resident looking for motorcycle insurance, turn to Zimmerman Insurance Agency. Located in High Point, this family-owned and locally operated insurance broker has provided protection and peace of mind to individuals and businesses in the community since 1963. Call (336) 883-6512 to speak with a helpful staff member about your motorcycle insurance needs, or visit the website to learn about their range of policies.