Most auto insurance policies provide coverage in every state, but that protection typically doesn’t extend to trips outside the country. If you’re traveling south to visit family or friends this summer, a Mexico insurance policy will shield you if you’re involved in an accident or stopped by the police. As vital as these policies are, they can often be confusing, so below are answers to some common questions you might have about this type of coverage.

4 FAQ About Mexico Insurance

What is Mexico insurance?

A Mexico insurance policy is coverage provided by a US carrier who is either licensed to operate in Mexico or works with a local provider. These policies are designed to meet Mexican legal requirements and provide maximum protection if you’re involved in an accident.

When do I need it?

Any time you’re driving your own vehicle into Mexico, you’ll need coverage recognized by the state you’ll be traveling through. Otherwise, you might have to pay for an accident out of your own pocket or face serious legal consequences for driving without proper coverage.

What does Mexico insurance cover?

Carriers offer a variety of options, each designed to meet different needs. You may choose a liability-only policy that meets Mexican minimum standards, or elect comprehensive coverage to provide protection from theft, vandalism, and road hazards.

Do I need to cancel my US policy?

Fortunately, US drivers can carry Mexico insurance along with their standard policy, so you won’t have to cancel coverage and reinstate it when you come back. Many carriers also offer coverage options that last anywhere from a few days to several months, allowing you to choose a policy tailored to your needs.

For over 30 years, the experienced agents at C.I.S. - Crop Insurance Solutions, LLC have helped drivers throughout the Dumas, TX, area get the coverage they need at the best possible rates. They work a variety of the industry’s best carriers, and will take the time to find a policy that provides the best possible coverage at the lowest rates available. To speak with an agent and request a free Mexico insurance quote, visit their website now or call their offices at (806) 935-6512.