Getting into a car accident is stressful, whether it’s a minor fender bender or high-speed collision resulting in serious injuries and property damage. As difficult as it may be, it’s important to remain calm and focused on the steps you need to take next. Making the right moves immediately after a crash can help you avoid legal trouble and resolve your auto insurance claim in a timely manner. Once you have pulled safely out of the roadway and assessed your need for medical attention, proceed with the following course of action.

3 Things to Do After You’ve Been in a Car Accident 

1. Make a Police Report

Some states only require drivers to report a collision to the police if there is extensive property damage or injuries. Regardless of your state laws on filing an accident report, it’s usually in your best interest to call law enforcement to the scene. They will carefully inspect the area to help determine liability. This serves as vital proof for an auto insurance claim or personal injury case where fault is disputed.

2. Document Everything 

It’s essential to document everything as soon as possible if you need to produce evidence later that absolves you of any responsibility for the accident. This includes taking photos of the scene and damages done to each vehicle involved, gathering witness statements, and writing down the details of what took place. Note the names of all investigators, claims adjustors, and police officers you speak to, as well as all the contact and auto insurance information for the other party. 

3. File a Claim 

You can call to notify your insurance agent and file your claim right from the scene. The sooner your provider starts working on it, the sooner you’ll be able to get your vehicle repaired and back out on the road. Be prepared to provide them with all the details of the incident and the other’s party information. If you’re unsure about your towing coverage, make sure to ask before calling a company for service. 

Taking these post-accident steps will go a long way toward making the claim process a much smoother experience. If you are looking for quality auto insurance you can rely on to protect you in the event of a collision, the professionals at Lafever Insurance Agency can help. For more than 30 years, they have worked diligently to meet the unique coverage needs of Cookeville, TN, residents. Call (931) 526-3377 to request a car insurance quote and have them start comparing plans and prices for you.