When it comes to investing in auto insurance, getting the most coverage at the best price possible is crucial. But if you’ve never shopped for a policy before, you may not be sure how to go about requesting a quote. Lafever Insurance Agency has been providing the Cookeville, TN, area with quality insurance products for over 30 years.

Below, they outline the steps you can take to acquire affordable car insurance quotes:

• Gather Basic Information: The year, make, and model of your car are all necessary pieces of information to have on-hand before starting your search, as these will play a crucial role in determining your premium. It also helps to know your credit score, as that can help some insurers qualify you for lower rates.
• Find Out Minimum Auto Insurance Requirements: You’ll need to understand your state laws regarding collision coverage, which includes bodily and property damage. This will help set a minimum of what you should include in your auto insurance quotes. Additionally, if your car is a lease, you will need to find out from the dealership what their requirements for minimum policy limits are.
• Find a Reputable Auto Insurance Agent: With the insurance market containing a myriad of choices when it comes to car insurance quotes, it helps to hire a trusted advisor to help you find the best rate. Your agent will help you identify the best providers in the industry, and they will assist you when it comes to qualifying for discounts. For example, certain companies offer discounts if you have a good driving record, if you happen to be a student who maintains high grades, or if you park your car inside a garage.

If you are in the market for a new auto insurance policy, turn to the friendly agents at Lafever Insurance Agency to begin your search for a new quote. Their qualified experts will be happy to help you with any concerns or questions you might have. Call them today at (931) 526-3377 to schedule an appointment, and visit their website for more information.