If you were hurt on the job, worker’s compensation can provide money to cover everything from doctor’s bills to wages lost due to time off work. This is a special type of insurance coverage your employer should have to handle workplace injuries. For a claim to succeed, there are some essential steps you should—and should not—take.

Do

Tell Your Employer

Report any workplace injury immediately, no matter how small. Even a cut can get infected and require care. Make sure you notify your employer in writing as well as verbally. 

See a Doctor

You need documentation of your injury to get worker’s compensation. See a medical professional, and save all records and receipts. If your employer tries to dissuade you from seeking health care, beware: They may be trying to hide the fact that they don’t have the required insurance.

Get Witness Information

If somebody saw the accident, get their name and number. Their testimony can help prove your injuries were incurred at work and were not due to reckless behavior on your part. This is essential if the insurance company tries to argue otherwise.

Don’t

Attend a Hearing or Sign Anything Without an Attorney

The insurance company may want to hold a hearing to discuss your accident. They will make this sound informal, but you should take it just as seriously as you would a trial. Do not go without a worker’s comp lawyer. The same goes for signing any settlement. Always have an attorney with you.

Be Afraid to Follow Up

Double check to make sure your employer filled out the required accident report to get worker’s compensation. There is a time limit on how long you can wait to file your claim, so it’s important to act quickly.

Settle Until You Are Fully Healed

Although it can be frustrating, it’s important to wait until you are fully healed before signing any settlement agreement. Some injuries may have lasting effects. Signing settlements prematurely means you are cheating yourself out of money.

Need legal help with a worker’s compensation case in Rochester, NY? Look to Vincent J. Criscuolo & Associates. This law firm is experienced in dealing with insurance companies and will fight to get you the money you deserve. Take a look at testimonials from their satisfied clients online. For an appointment, call (585) 232-3240.