The complexities of getting married don't end at the altar. In fact, for many couples that's the easy part. Building a life together means making some critical decisions, especially regarding how your assets will be taken care of and your responsibilities met if the unexpected occurs. After the honeymoon, take some time to go through your auto, home, and life insurance policies to make sure your new life is protected.

3 Insurance Tips for Newlyweds

1. Get Life Insurance

If one of you is the primary breadwinner or you have a small child to care for, each of you will probably want a good life insurance policy. Even if one of you stays home to take care of the kids, you'll need a policy to provide for child care, education, and all of their other needs. Deciding how much life insurance you need can be a complex calculation, so it's usually best to speak with an agent if you're unsure.

2. Protect Your Family From Disability

If you suffer a debilitating illness or injury, will you be able to take care of those who rely on you? Disability insurance provides monthly payments to those who are unable to work, allowing you to support your family without burning through your savings.

3. Combine Auto Insurance Plans

Generally, it's cheaper for a married couple to share auto insurance, rather than paying for two different policies. After you're married, take the opportunity to shop around, as the discount you'll receive can vary a great deal from one company to the next.

From their offices in Fairfield, the Lighthouse Agency Inc. provides an extensive array of insurance products to families throughout Ohio, from life insurance to business coverage. To learn more about their services and request a free quote, visit their website or call (513) 860-9100 today.