With so many different insurance companies out there, trying to get insurance quotes can be daunting. However, some tips can help you get great insurance quotes, which can save you valuable time and money. The Lighthouse Agency of Fairfield, OH, is here to make sure you get the job of hunting for great insurance quotes done right.

Here are three tips that everyone should know:

• Study Your Discounts: One tip for getting great insurance rates is to understand that there are many discounts, and they’re often not advertised. Always ask an insurance agent what perks they offer. If you’re married, have a great driving record, or have passed a safe driving course, you may be entitled to a discount.
• Ask What Coverage Is Optional: Another tip that can help you get a great insurance quote is to ask what coverage is optional within your price. This gives you the opportunity to turn down the coverage that you may not want, keeping your insurance costs low. Knowing what’s included will also help you make comparisons between the policies.
• Know What Factors Affect Your Insurance Rates: The last tip for getting a great insurance rate is to find out what factors affect the price you pay. Traffic tickets and accidents can influence your car insurance rates, while prior claims and the neighborhood you live in can lead to higher home insurance quotes. When you’re armed with information, you can consider making changes to lower your rates.

When you’re looking for insurance quotes to help you make an important decision about your coverage, trust the pros at the Lighthouse Agency in Fairfield to provide all the information you need. Give them a call at (513) 860-9100 or visit their website to request a free quote today.