The holidays are a fun and festive time for all. However, with all of the decorations, drinks, travel, and chaos comes increased risks. Daniel Oliver – Farmers Insurance Agent in Minneapolis, MN, wants to make sure you and your family are safe and sound this holiday season, and suggests the following tips to be sure:

• Use Battery-Powered Candles: Standard candles cause almost half of home decoration fires.
• Do Not Connect More Than Three Strands Of Lights: Doing this could blow a fuse or start a fire.
• Inspect Electrical Devices & Decorations Before Use: Check for damaged sockets, bare wires, and loose connections. If not addressed, these may cause a shock or fire.
• Avoid Damaging Cords: Cords should never be crushed or pinched by furniture, squeezed into small spaces such as doors, placed under rugs, stapled, or nailed. These cause shock and fires.
• Keep Combustible Items At Least Three Feet From Heat Sources: Keep foods, clothing, decorations, and any other items that may catch fire away from heat sources.
• Stay In The Kitchen While Your Food Is Cooking: Unattended cooking equipment is the number one cause of home cooking fires.
• Do Not Overload Electrical Outlets: Overloaded outlets and faulty wires are a frequent cause of fires during the holidays.
• Keep Your Tree Fresh: If you have a real tree this Christmas, water it daily. Dry trees can become serious fire hazards.
• Check Your Labels: Decorations that don't have any kind of certification label from an independent testing laboratory haven't been tested for safety.
• Turn Off, Unplug, & Extinguish: All decorations should be turned off and unplugged before going to sleep, and candles should be blown out to avoid an overnight fire.

Daniel Oliver – Farmers Insurance Agent is there to keep Minneapolis families safe and protected during emergencies. His homeowner insurance policies protect you in the event of any holiday emergency. With a follow-up on every claim and individualized Farmers insurance plans to fit every budget, the agency is the hardest working in the area.

To make sure you are protected this holiday season, get an insurance quote today from Daniel Oliver – Farmers Insurance Agent. Call (952) 925-4454 or visit the website for more information.