The responsible party in an auto accident is usually the one who covers the costs for the other driver. However, when it comes to being hit by rideshare services like Uber® and Lyft®, it can be difficult to determine liability without the help of a car accident attorney. Simplify the process by considering the following and learning the basics.

What Is the Rideshare Business Model?

Drivers for rideshare services are independent contractors who use their own vehicles to provide transportation. They connect with customers through a mobile app, where a payment platform logs their miles and charges the customers for the ride. 

The company does provide some level of insurance, but it’s a third party liability coverage for injuries and damages done to others in the accident. There is a portion available if the other driver doesn’t have insurance. Drivers who maintain comprehensive and collision coverage on a personal policy also receive vehicle damage coverage with a $1,000 deductible.

The rideshare app must be on for the company’s insurance to cover the costs. Those who were driving without using the app will have to file a claim for the entire cost of the incident with their own insurance.

Who Would Be Responsible in an Accident?

Rideshare services like Uber and Lyft maintain that they don’t employ drivers. Instead, they provide a platform on which drivers and riders can connect, separating themselves from being held responsible if one of the drivers gets into an accident.

So, if you get hit by one of these drivers, it all comes down to negligence. For those in Nebraska, this requires proving that they’re 50% or more at fault. Car accident attorneys who can find evidence of texting while driving or changing lanes without warning will have an easier time determining liability. 

How Should I Proceed?

Notify the local authorities to perform a thorough investigation of the scene and gather eye witness accounts. Obtain the names, contact information, and insurance details of everyone in the accident and take pictures of the damage. Consult with a car accident attorney to determine how best to secure compensation.

If you or a loved one was in a recent accident with a rideshare driver, then reach out to Cada Cada & Jewson of Lincoln, NE. These lawyers have over 50 years of combined experience and commit to providing quality representation. Their attorneys are readily accessible to their clients outside of regular business hours and offer competitive rates. Call (402) 477-2233 to request a consultation, or visit their website for a full list of services.