Snow and icy conditions can wreak havoc on a property and leave costly damage behind. This results in many insurance claims every year. As such, it’s important to make sure your home is ready to withstand the next big storm to minimize potential problems. Here are a few tips to prepare your property.  

How to Get Your Home Ready for a Snowstorm

1. Inspect the Roof

Have your roof professionally inspected for any signs of weakness or deterioration. This will allow you to identify and repair leaks or other issues before a snowstorm can make them worse.

It’s also essential to determine if your roof can handle the weight of accumulating snow. If its structural integrity appears to be compromised, you may need to consider a replacement.  

2. Trim Your Trees

Walk around your property and look for any tree limbs that are dead, damaged, or overhanging your home. These could easily snap off during a snowstorm, causing significant damage as they fall onto the roof or slam into your windows. Have trees trimmed where necessary to protect your family and reduce the risk of having to file an insurance claim.

3. Install a Sump Pump

As snow melts around your home’s foundation, it could leak in through openings. Sump pumps offer an effective way to eliminate water from your basement and keep it from flooding.

These devices automatically turn on when a certain level of water is detected and pump it back outside. If you have yet to install one, try to do so before the next storm arrives.

4. Insulate the Pipes

Low temperatures can cause water in your home’s plumbing to freeze and expand. This places excess pressure on the pipes that could cause them to burst, creating considerable water damage.

Generally, insurance only covers burst pipes if you took the necessary precautions. Wrap insulation around pipes exposed to the cold, such as those in your basement, crawlspace, garage, and outside walls.

Before winter storms arrive, reach out to the professionals at Pella Mutual Insurance Company to review your current coverage. Since 1876, this insurance company has provided reliable and affordable solutions for property owners throughout Shawano County, WI. They offer a variety of high-quality insurance products and will help you design a policy that includes maximum protection for your most valuable asset. Call (715) 754-5039 to find your local agent, or visit them online to learn more about their services.