If a reckless driver causes an accident, their auto insurance policy will reduce the cost of damages. Unfortunately, if you're found to be at fault, your insurance is the one that'll pay, and your deductibles will increase as a result. While some crashes can't be avoided, defensive driving can always help. Below are a few tips that can make the road a little bit safer.

How to Drive Defensively

1. Avoid Speeding

Speeding makes it harder to respond to changes in traffic or unexpected moves by other drivers. Violating the speed limit could also make you partially responsible for a crash, which could complicate your auto insurance claim. Even if you're driving alone on a quiet road, always obey the speed limit for the best results.

2. Check the Weather

Bad weather can cause traffic and congestion, which can make you feel rushed on your commute. Before leaving, check the weather and give yourself additional time if it's raining or extremely foggy so you can drive with extra caution.

3. Leave More Space Between Vehicles

Rear-end collisions are among the most common types of car accidents, even though they're often avoidable. To give yourself time to respond to sudden changes in traffic, leave at least three seconds between your vehicle and the one in front of you. When there's heavy rain or poor visibility, leave six seconds.

4. Avoid Distractions

Taking your eyes off the road for just a moment can cause an accident that otherwise might have been avoided. Answering a single text can take around five seconds, which is like driving across a football field with your eyes closed at highway speeds. Keep your phone away whenever you're behind the wheel, and avoid eating or drinking.

5. Watch the Traffic Around You

Staying alert while driving can help you respond safely to other drivers who may not be paying attention. Check your mirrors regularly, keep your eyes on the traffic ahead, and avoid driving in another vehicle's blind spot.

From their headquarters in Desoto, TX, and Pompano Beach, FL, America’s Favorite Insurance & Tax provides personalized auto insurance. They pride themselves on giving every client the individual service they deserve and the coverage they need. Visit their website for more information on their auto insurance services, follow their Facebook for additional advice, and call (972) 662-8221 to request a quote from their office in Desoto. To speak with an agent in Pompano Beach, call (954) 951-1960.