Medicare benefits are federally-run healthcare coverage for individuals aged 65 or older and younger people with certain disabilities. There are several times when you can enroll for Medicare, but one popular option is to sign up during the annual Open Enrollment Period. Discover what your options are during this time frame.

When Is the Medicare Open Enrollment Period?

Some individuals choose to enroll for their Medicare benefits during the initial enrollment period. This window begins three months before turning 65 and ends three months after your 65th birthday. If you miss this opportunity, you can still enroll during the General Enrollment Period during the first quarter of the year. Your benefits would then take effect on July 1.

It’s also possible to sign up for Medicare Advantage, an “all in one” alternative to original Medicare featuring elements of Part A, B, and D. This comprehensive option includes many costs for health care services and supplies, along with additional benefits, such as dental, vision, and hearing. It may also help you pay for prescription drugs. If you haven’t already signed up for a Medicare Advantage or Prescription Drug plan, you may do so during the Open Enrollment Period, which runs from October 15 through December 7. This is also the time when you may make any changes to your existing coverage if desired.

How Can You Enroll for Medicare Benefits?

If you’re looking to enroll in Medicare or change your plan, the easiest solution is to reach out to a Medicare consultant. There are many coverage options available, and sifting through the different types of plans can become overwhelming. With a consultant, you can discuss your healthcare needs and preferences, and they’ll identify the perfect plan for you. Even if you already have coverage, you may want to use this period to shop around anyway, especially if you have Part D. Switching plans could help you save by allowing you to get your medications for a lower price.

When seniors in the Dayton, OH, area need assistance with their Medicare benefits, they turn to Medicare Planning of Dayton. With over 50 years of experience, these consultants will walk you through all your coverage options, ensure your paperwork is submitted correctly, and take the hassle out of shopping for plans. Find out more about coverage options on their website, or arrange a free consultation by calling (937) 504-9999.