This year, almost every aspect of public life has been affected by COVID-19. As the holiday season approaches, it seems that gift-buying is no exception. Unfortunately, with so many people purchasing products online, the risk of package theft has increased, and not all homeowners insurance policies will cover it, if for example the value of the stolen item is less than the policy deductible. To protect yourself from thieves and surprise your loved ones with their presents, take advantage of these three pointers.

3 Tips for Preventing Holiday Package Theft

1. Set Up Updates 

If possible, go to the site that you purchased the item from and request shipping updates. This way, you will get emails and texts, so you know when an item is enroute and when it’s almost to your doorstep. If you can intercept the delivery driver as they approach your home, you can prevent the package from sitting out and acting as bait for thieves.

2. Choose an Alternate Shipping Location

If your neighborhood, home, or apartment building is particularly prone to theft, you can always choose an alternate shipping location for high-priced gifts. Have your package shipped to your place of employment, especially if you work during typical delivery times. You could also ask a friend or relative to accept the shipment for you if they work from home. 

3. Ask for Discreet Packaging

When a potential thief walks past your property, they may be drawn to boxes that are marked by brand—especially if those brands sell high-ticket items. If you’re ordering from an electronics store or luxury clothing retailer, ask the seller to ship your item in nondescript packaging, like a plain cardboard box. This may deter would-be thieves from taking a chance on your packages at all.

If any of your packages are stolen this holiday season, you might wonder if your homeowners insurance policy will take effect. While every policy varies, Simmons Insurance Group of Southwestern Ohio in Coolville, Belpre, and Racine can help you find the coverage that works best for your needs. This independent insurance company has been serving area clients for over 50 years, and they’re committed to providing peace of mind year-round. To learn more about their insurance offerings, visit the website. You can also call (740) 667-3111 to arrange for a consultation with an agent.