Black ice is common in upstate New York during the winter, but that doesn't mean all drivers are skilled at avoiding it. To prevent an auto insurance claim due to an accident that may have been avoidable, learn more about this winter road danger below.

How Is Black Ice Formed?

When snow or moisture from the air quickly freezes on the road, it forms black ice. This offers unique challenges compared to regular ice, because it's often thin and transparent, making it nearly impossible to spot. Black ice can form on roads at 32 degrees Fahrenheit and below, so it's wise to be mindful of the temperature while you're driving.

What Makes Black Ice Dangerous?

Since black ice is hard to see, you may drive over it without even knowing it's there. If you're going too fast or not paying attention, you could lose control of the vehicle and potentially cause an accident. Some forms of auto insurance cover incidents involving black ice, but accidents can have serious consequences beyond vehicle damage.

How Can You Avoid Black Ice Accidents?

Careful driving is the best way to avoid getting in an accident during black ice conditions. When possible, stay home during storms to reduce your chance of an accident. If you have to drive, stay alert and keep an eye out for shiny spots on the road, as there could be patches of black ice. Also, move slowly so you don't risk losing control. If you start sliding, make a slight turn in the direction your car is heading until you regain traction.

If you’re looking for auto insurance that’ll cover you in weather-related accidents, contact Chanler Agency, Inc. Insurance. This professional agency has offices in Geneseo and Livonia, NY, and they’ve offered all forms of coverage since 1973. Visit their website to learn more about their auto, home, life, business, and umbrella insurance, or request a quote at (585) 243-5520.