There is a second list of protected assets.  You can choose whichever list let’s you keep the most stuff.  In list #2, each homeowner can protect up to $25,000 of equity (value minus mortgage) in a home.  But if you don’t use all $25,000 to protect the home, then up to $12,500 of unused dollars can be moved around to protect some other asset!  You can protect up to $4,000 of equity in a motor vehicle.  100% of your retirement is protected.  There are also other categories of miscellaneous assets.  To find out which list best suits you, give us a call!