Whether you've just started thinking about bankruptcy or you've already hired a lawyer and filed a claim, the road ahead can be an emotional one. It's not uncommon to experience an uptick in stress and anxiety. After all, a person's feelings of safety and security are often tied up with their financial situation, and bankruptcy rebuilds that from the ground up. Luckily, a few tips can help you cope with the uncertainties of this time.

How to Deal With Bankruptcy Stress

1. Focus on the Positive

Don't get mired in shame or embarrassment about filing for bankruptcy. Remind yourself that you’re taking charge of a difficult situation. This lets you frame bankruptcy not as a failure or sign of ineptitude but as an act of empowerment.

Bankruptcy is common—more than 767,000 people file every year—and it offers a fresh financial start. Gently steer your thinking in this direction whenever negative thoughts intrude.

2. Stay Busy

Maintaining productivity during bankruptcy will ensure you stay on top of day-to-day responsibilities while having a bit of distraction from negative thoughts and feelings. First, work closely with your lawyer to make sure you have all the information needed for a smooth and streamlined bankruptcy; this includes compiling all the necessary financial paperwork and completing forms, documents, and filings that the court will require.

Keep up with regular work and home duties as well. Making to-do lists can be extremely helpful when you want to keep your mind occupied.

3. Emphasize Self-Care

While staying busy can be a good thing, don't overdo it. Schedule regular time for self-care. Tell yourself that your lawyer is on the case, and there’s nothing to worry about for the time being. This will open the door for a more relaxed, in-the-moment mindset.

Do some restorative yoga or a deep breathing meditation; there are a number of online videos and smartphone apps to assist you. Check in with friends and have a date night with your significant other. Do activities that soothe you, like taking a hot bath, lighting scented candles, or listening to calming music.

Your lawyer plays a key role in minimizing bankruptcy-related stress. The team at Ibold & O'Brien is here to look out for you. Since 1980, they have been serving Geauga, Lake, Ashtabula, and Cuyahoga counties in northeast Ohio. They offer representation in bankruptcies, personal injuries, estate planning, and a range of other legal issues. Call (440) 285-3511 to schedule a consultation or visit their website to learn more about the firm.