When it comes to buying a home, it’s not just about signing over the deed. First, you’ll need to hire an agent to conduct a title search and provide title insurance. This will ensure that you are legally permitted to buy the property and that no previous owners owe money toward it. Before you work with just any title agency, you’ll need to do some research, so use the list below to narrow down your options and find the ideal company.

3 Factors to Consider When Hiring a Title Agency

1. Adherence to ALTA

In the title insurance industry, reputable agencies adhere to a strict set of regulations laid out by The American Land Title Association, which was founded in 1907. This nationwide trade association established seven best practices, which include the maintenance of essential licenses, privacy and information security protocol, and the implementation of written procedures. If the agency in question doesn’t adhere to these guidelines, you’ll want to look for a more reliable, conscientious company.

2. Proper Insurance

Since title searches can affect the sale of your current home or the purchase of a new one, you’ll want to know you’re protected if something goes wrong. That’s why you should look for a title company that has secured professional liability insurance and fidelity coverage. The first policy will take over if the company makes a mistake or commits a negligent act, so you don’t have to suffer the consequences without compensation. Fidelity coverage will offer a payout if one of the employees is dishonest during your interaction.

3. Ample Experience in the Area

You’ll want to select a title agency that has more than 10 years of experience in the area. This way, they’ll be especially familiar with local guidelines and patterns in real estate. Consider it a bonus if they are also active in their local community, as this will prove their commitment to maintaining a strong, positive reputation. Plus, the longer the agency has been around, the more references you can consult before making your decision.

If you’ve been searching for a title agency that meets these criteria, look no further than All Points Title & Closing. They have nearly 25 years of experience in Hamilton, OH, and they’re constantly involved in local school and charity events. They are also properly licensed and committed to upholding ALTA best practices. To learn more about their services, visit the website, or call (513) 863-7600 to schedule an appointment with a title agent.