Online banking makes it easy to save and transfer money and pay bills. But if you aren’t aware of the best cybersecurity practices, you may put your account at risk for hacking. Follow these simple do’s and don’ts to keep your personal information safe.
Password-protect personal devices.
Whether you primarily use your phone, tablet, or computer to check your bank account, it’s essential to password-protect them. While you may feel your phone and computer are safe, your accounts can easily be accessed if you attend a party or crowded event. Because your banking information is already saved through your app or browser, anyone who uses your device will be able to view personal information.
Visit your direct banking site.
Don’t use a third-party link or app to log into or view any private banking information. Many scammers generate these types of links and fake apps to steal your bank account or even identity. Always visit your financial institute’s app or secure site to enter or view information.
Use the same password.
When setting up a password for your bank account, don’t use one that is easily guessed or linked to another account. If you use the same password across multiple accounts, someone with that information can access all of them. Always use different words, numbers, and symbols when creating your password.
Stay logged in.
While most online banking sessions time out if you forget to log out, there is still a short period in which others can access your finances. Protect yourself and your assets by logging out as soon as you have completed your session.
With hundreds of millions of dollars in assets and over 60,000 members across Hawaii, Hawaiian Financial Federal Credit Union is one of the leading financial institutions in the state, with a reputation for combining personalized service with technologically advanced personal banking solutions. Learn more about our broad array of services online, follow us on Facebook, Twitter, and Instagram for news and updates, or call (808) 832-8700 on Oahu or toll-free at (800) 272-5255 with any questions.