When your car breaks down and needs expensive repairs, a short-term loan offers a feasible option for covering these unexpected costs. However, as you likely don’t want to go into serious debt, finding ways to keep these unforeseen costs low is essential. In addition to regularly maintaining your vehicle, here are some additional ways to pay less for repairs. 

How to Keep Car Repair Costs in Check

1. Understand Your Vehicle

You might not have the tools or space to repair your car, but you can understand what’s wrong with it. Taking the time to learn the basics about your vehicle’s engine, transmission, and electrical systems will help you catch problems when they first appear. 

When you bring your car to an auto repair shop, you can then demonstrate to the mechanic your understanding of the problem and what needs to be fixed. Also, researching the cost of replacement parts and repairs will help you negotiate estimates. If you don’t reach an agreement, get a second opinion before taking out a short-term loan.

2. Look for Discounts 

Most national repair chains regularly offer discounts. If you need new brakes, an oil change, or tire rotations, look for coupons online before heading to any specific location. 

Also, many shops offer warranties on parts for many miles or years. If the same problem recurs and you’re within this cutoff point, head back to the mechanic with a receipt instead of looking for the best short-term loan rates. 

3. Find a Trusted Mechanic

Having a mechanic you can turn to in times of car distress is a wonderful feeling. While there are people like this in your area, it can take some time to find the shop that works for you.

When researching mechanics, look for those that are ASE® certified, have glowing recommendations from friends and family, and good online and Better Business Bureau® reviews. However, don’t stop here. A good mechanic should also be able to communicate what’s wrong with your vehicle and be able to provide a good explanation for repair costs. 

During those times when expensive car repair costs are unavoidable, know you can turn to Advance U Cash for a short-term loan. For over 20 years, this loan agency has helped residents of Florence, KY, Newport, KY, and Alexandria, KY, when difficult situations arise. First cash advances are interest free (rules may apply), and they will never check your credit score. Apply today on their website, or call them at (859) 746-2274 for more information.