Ridesharing is a unique business model in which individuals needing a ride can hail one via convenient apps like Lyft or Uber. While this arrangement has its advantages, it also introduces some complexity when it comes to accidents. If you’ve been hit by a rideshare driver, an attorney can help you seek compensation for any damages you’ve incurred. Here’s what you should know to prepare for an informed conversation.

Who Is Typically Responsible Under Illinois Law?

In Illinois and other parts of the U.S., rideshare drivers are contracted through a third party to provide rides for passengers. They must use their vehicles and are therefore not considered employees of the rideshare company. For this reason, the rideshare driver is considered responsible if they’ve caused an accident, and liability can be proven.

Illinois law requires all drivers to be insured, and rideshare drivers to have a minimum amount of coverage. However, in some cases, insurers may deny a claim, since many policies state that drivers cannot be driving for profit to have coverage. When this occurs, the supplemental insurance offered by the rideshare companies may kick in. Because both parties—the driver’s insurance and the rideshare company—may try to deny responsibility for damages, it’s important to seek out an attorney well-versed in traffic law if you’re involved in one of these accidents.  

What Should You Do at the Scene of an Accident?

As with any accident, you should exchange information with the rideshare driver after experiencing a crash. Get the make and model of their car, insurance information, and contact details. You might also wish to get contact information for any witnesses who were present. Always call the authorities, even if the accident seems minor. There could be hidden damage to your vehicle, and should you need to sue to cover for the cost of repairs, your attorney can use a police report to help create a strong case in your favor.

If you’ve been involved in a motor vehicle accident and need experienced counsel to help you pursue the compensation you deserve, turn to Larry J. Keller Attorney at Law. Serving Monroe County, IL, this attorney has more than 30 years of experience handling various legal matters. See his list of practice areas online, or call (618) 939-8999 to schedule a consultation.