Over 90% of people hire a lawyer before filing for bankruptcy. But even if you’re not swayed by the status quo, the benefits of working with a legal professional in a debt relief case are inarguable. Here are just three of the many advantages of hiring a bankruptcy attorney.

3 Benefits of Having a Bankruptcy Attorney By Your Side

1. Know You’re Filing for the Right Kind of Bankruptcy

The first step in filing is figuring out which type of bankruptcy to apply for, Chapter 7 or Chapter 13. A bankruptcy attorney will use meticulous calculations to find out which is right for your specific circumstances. If you have certain concerns, such as keeping your property, they can work to make those assets exempt. They can also fight to have certain debts discharged that you may have been unable to justify eliminating on your own.

2. Keep Creditors Off Your Back

Once you file for bankruptcy, the court will issue an automatic stay, which requires creditors and lenders to stop contacting you about unpaid balances. However, in some cases, lenders will continue to send emails, letters, or texts, or call you to receive their dues.

A skilled bankruptcy attorney can confront the creditors disobeying the automatic stay. If this doesn’t work, they can alert the courts to the violation, so the judge holds the creditor in contempt.

3. Be Represented by a Professional 

In both Chapter 7 and 13 bankruptcy, you’ll need to attend a hearing in front of a U.S. government-appointed bankruptcy trustee. In Chapter 13 bankruptcy, you’ll have to return to court to have your repayment plan approved.

Appearing in these environments can be incredibly stressful for filers, but you can rely on your attorney’s legal acumen, past experience, and objective standpoint to represent you. In addition to reducing stress, they will ensure all of your paperwork is filled out properly and submitted on time before the court hearings.

When you’re ready to file for bankruptcy, trust Anderson Law Firm to deliver the guidance you need. These bankruptcy attorneys have over 20 years of experience providing debt relief assistance. Visit the website to learn more about their skills, or call (336) 431-7336 to arrange for a free consultation.

The information contained in this site is for general guidance on matters of interest only. The application and impact of laws can vary widely based on the specific facts involved.  We are a Debt Relief Agency.  We help people file for Bankruptcy Relief under the Bankruptcy Code.