People invest in insurance to protect themselves against financial loss if something were to happen to their home, business, or car. However, not all plans offer the same level of coverage. To make sure you are getting the best deal possible, seek out an independent insurance agent when choosing policies. Below are some of the benefits of this partnership.

What Are the Advantages of Having an Independent Insurance Agent?

1. Explore More Options

An independent insurance agent works with multiple insurance companies, so you are not limited to only one carrier and the few options they may provide. They will obtain quotes on your behalf for easy price comparison. This saves you not only money but time since you won’t have to make calls to request quotes yourself. 

2. Have a Single Point of Contact

If you ever have questions about one of your policies or want to make changes to it, an independent agent serves as a familiar point of contact. One phone call is all it takes to have a professional advocating for your interests with the carrier. This is especially helpful if you have to file a claim, a procedure that is new—and often intimidating—to first-time filers. Your agent will guide you through the claim reporting process and what the policy does and does not cover.

3. Benefit From Their Perspective

Independent agents are often local and can use that knowledge to ensure you have the coverage you need. For example, many homeowners insurance policies specify that they do not cover flood damage. However, if you are from an especially flood-prone area, your agent may recommend a rider.

By having an overarching look at your policies, they will also be able to tell you where the coverage you have from different providers might overlap. This can save you from paying extra for the same protections.

These are just a few of the benefits that will make your life and finances more manageable when you turn to one of the independent insurance agents at Insurance Savers®. Since 1999, they have been serving residents of Phoenix, AZ, and the surrounding areas. They offer a range of auto, home, and business insurance solutions. Visit them online to learn more about their offerings. Call (602) 265-9311 to request a quote today.