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Everyone is responsible for operating their vehicles safely—and for protecting themselves and their investments. If you ride a motorcycle, you’re required by law to obtain an insurance policy. You must carry your card at all times, too. In addition to this legal requirement, here’s why it’s so important to invest in motorcycle insurance.

Why Buy Motorcycle Insurance?

1. It Covers Repair Costs

A motorcycle is no small investment. When you put your hard-earned money into your vehicle, you expect it to last. While safe driving is your responsibility, so is protecting your purchase with insurance. If you’re involved in an accident, your policy may cover either the repair costs or the price of a replacement if you opt for collision coverage in addition to your standard policy.

2. It Reimburses Other Damages

motorcycle insuranceNot all types of incidents involve other vehicles or even accidents. For example, your motorcycle may be stolen or damaged in a fire or natural disaster. Under a comprehensive coverage policy, you’ll be reimbursed for the cost of the damage. This will give you additional peace of mind that your investment is fully protected.

3. It Provides Liability Protection

At its most basic, your motorcycle insurance policy includes liability coverage. If you’re involved in a road incident and are responsible for causing injury to another party and his or her vehicle or property, your policy reimburses those costs. Without insurance, you would be responsible for paying every penny of those costs, which can add up to thousands.

4. It Offers Uninsured Coverage

Even though it’s the law, there is always a possibility that the other party doesn’t have an insurance policy for their vehicle. If you purchase uninsured coverage, then your policy will pay for any damages or injuries you suffer if the other driver is at fault but doesn’t have their own coverage.
 

If you ride a bike in High Point, NC, make sure that you purchase motorcycle insurance for your safety and to protect your investment. You can count on Dewey Beckner: Allstate Insurance to provide you with a comprehensive package that is designed specifically for your benefit. In addition to basic coverage, ask about collision and comprehensive additions to further customize your needs. Visit the website to request an insurance quote or call (336) 884-5636 to get started.

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