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Most teens are excited to get their driver’s licenses, as they give them more independence. As you help your child find the right vehicle, it’s natural to want a model that’s as safe as possible. While securing auto insurance offers financial protection, you also should look for a vehicle with safety features. Use the guide below to make the right choices.

How to Pick a Safe Vehicle for a Teen

Larger vehicles are often safer since their heavy frames may better protect occupants during collisions. However, since smaller models are easier to maneuver, mid-sized options may be ideal for a teen driver. With a compact SUV, the new driver is both secure and less likely to sideswipe an obstacle or another car when attempting to park.

auto insuranceAll vehicles go through extensive safety testing that checks how they perform in crashes, which often depends on offered stability and safety features. Check current manufacturer’s test results, ratings from the National Highway Traffic Safety Administration, and the picks by the Insurance Institute for Highway Safety.

Finding a Safe Vehicle on a Budget

Most families who have tight budget constraints choose to purchase pre-owned vehicles for new drivers. These cars allow you to pick a high-performance, safe model at a fraction of the cost of a new version. Franchise dealers often sell fairly recent models that have been traded in and have accrued little mileage. They may also still offer warranties and repairs. The selection at used car dealers tends to be older, but is also very affordable.

When you pick a car with a lower market value, your auto insurance premium will be lower. To reduce premiums further, choose an option with advanced safety features, including cameras and blind-spot monitors.

 

Once your teen has their vehicle, turn to Tammy Ross Insurance of Monroe, NC, to keep them safe on the road.  This independent insurance agency has provided clients in the Tri-State area with comprehensive auto insurance coverage since 1998. They will help you choose the right package for your loved one’s needs. Learn more on their website, and call (704) 233-4981 to request a free quote.

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