Maintaining auto insurance is the law in most states, including Missouri, but a surprising number of drivers choose to go without it. While that's an unsustainable strategy even if you're never in an accident, it's that much worse when the inevitable happens.
The personal and commercial insurance experts at Mid Rivers Insurance Group of Saint Peters, Missouri, are here to tell you why auto insurance is so important:
- It Protects You Financially: Not having auto insurance is playing with financial fire. Most people can't just easily absorb the $300 first-offense penalty for not carrying proof of insurance in Missouri, much less the impound fees or opportunity costs of continued offenses. And that pales in comparison to the costs that might be laid on you if you're at fault in an accident, which happens to nearly everyone at least once. If you're not carrying insurance, it's just a matter of time before you're in over your head financially.
- Insurance Carries With It Peace Of Mind: The roads in Missouri can become dangerous from inclement weather and unpredictable factors, including everything from maintenance variables to the complex psychology behind other drivers. An insurance policy means that you'll be covered if anything goes wrong.
When the inevitable happens and you do get into an accident, you'll save yourself money and time if you have auto insurance with Mid Rivers Insurance Group. Carrying a simple general liability insurance policy means you won't pay out of pocket for accidents you're found at fault for, and even if you're not liable, having a more robust policy means you won't have to wait for the other driver's policy to approve necessary vehicle repairs.
When it comes to your auto insurance, trust the experts at Mid Rivers Insurance Group. To speak to a representative today about their affordable private and commercial insurance policies, call (636) 442-4040. You can also visit them online to learn more about their services.