Filing for bankruptcy is a difficult experience, both emotionally and logistically. After all, there are a lot of complicated legal jargon to navigate, which can be challenging for most people. Fortunately, you don't have to go through it alone. By hiring a bankruptcy attorney to assist you through the process, you can enjoy the following benefits.

How Attorneys Make Filing for Bankruptcy Easier

1. They Understand Complicated Laws

Individuals who attempt to file for bankruptcy on their own must educate themselves on the wide variety of complex laws surrounding bankruptcy. To skip this stressful step, hire an attorney. With a robust understanding of state and federal laws and regulations, they'll help you navigate the entire process as smoothly as possible.

2. They Help You Handle Creditors

One of the most intimidating aspects of bankruptcy is dealing with creditors. Luckily, an attorney can represent you in communications with creditors and ensure you don't get taken advantage of. For example, if you're filing for Chapter 7 bankruptcy, which requires you to surrender certain assets, your attorney can negotiate to help you keep your car or house. If you're filing for Chapter 13 bankruptcy, which requires you to commit to a repayment plan, an attorney can make it more affordable by negotiating interest rates, collateral, and payment terms.

Moreover, some creditors try to continue collecting debt after the case has been filed, which violates an injunctive order called the automatic stay. If a creditor does this, a bankruptcy attorney can demand compliance or ask the court to hold them in contempt.

3. They Come With Insurance

When you try to file for bankruptcy yourself, it's easy to make a mistake that can lead to costly penalties and fees. However, if you hire an attorney and they make a mistake, you're entitled to compensation through their malpractice insurance. This will provide a much-needed sense of peace in an otherwise overwhelming situation.

To make filing for bankruptcy as simple as possible, turn to Sam Turco Law Offices in Omaha, NE. For almost 30 years, this team has been known for providing superior services statewide in every county. Whether you’re filing for chapter 7 or 13 bankruptcy, these professional will help every step of the way. Learn more about their experienced bankruptcy attorneys online, or call (402) 614-7171 to schedule a consultation today.