Struggling with debts you can't pay is always stressful, but the pressure can get even more intense during the holidays. If you've been considering filing for bankruptcy, the holidays may be the perfect time to take the first step in reclaiming your life. The Gil Law Firm, bankruptcy attorneys serving the Dothan area, list a few of the benefits that come with filing for bankruptcy before the holidays:
- Stop Collection Harassment: If you have friends or family members visiting for the holidays, the last thing you want are the constant phone calls from debt collectors, which seem to grow more frequent around the holidays. A bankruptcy includes an automatic stay, which orders your creditors to immediately cease all collection efforts.
- Remove The Temptation: During the holidays, you may be tempted to dig yourself deeper into debt by relying on credit. Filing for bankruptcy before the holidays will help you avoid that temptation. On the other hand, waiting until after the holidays can make any charges you made appear fraudulent, which can cause your petition to be denied.
- A New Beginning: A new year is a time for life-changing actions, and filing for bankruptcy can be one of the biggest steps you make toward a second chance at life. Many people find themselves refreshed and energized by starting the New Year with a clean slate.
The experienced bankruptcy lawyers at The Gil Law Firm will help guide you through the complex legal process, so visit the website now or call (334) 673-0100 to schedule a consultation.