A rental car is invaluable when you’re traveling or when your car is in the shop, and you want to get the most from the experience. It’s important to remember that it’s a temporary vehicle that belongs to someone else. For the best outcome, follow these do’s and don’ts of the rental experience, including auto insurance needs.

Do:

Choose a vehicle that fulfills all your needs.

Think carefully about what you’ll be using the vehicle for. Families will want an SUV or minivan that can comfortably shuttle everyone and their luggage. Likewise, individual travelers will do better with a 2- or 4-door economy car rather than a sport vehicle. Don’t forget about the cost of gas. Renters who will be driving a lot should choose a fuel-efficient model. If your auto insurance company is covering a rental while your vehicle is being repaired, choose a model similar to yours that will fulfill your everyday needs.

Book early.

Booking last minute usually means fewer options. You’ll have your pick of larger vehicles if you’re planning to move or luxury options for a business trip. Waiting could mean getting stuck with a gas-guzzler for your long business commute or cramming your five travel companions into a 4-seat town car.

Don’t:

Overlook the need for insurance.

You can end up facing a hefty repair bill if you’re in an accident with the rental vehicle, so take advantage of insurance plans the agency offers. You can also ask your car insurance agent about coverage that your individual plan may carry over. This is a good time to discuss reimbursement. Many insurance carriers will pay for the cost of the rental vehicle if your personal vehicle is in the shop following an insurance claim.

Rush the inspection.

You don’t want to get stuck paying for damage you didn’t cause, so perform a thorough inspection of the vehicle. Walk around with the rental agent pointing out small scratches, dings, and other damages. Also, take plenty of photos, focusing on the roof, hood, wheels, rims, and bumper. Photograph the inside as well. You can use these photos if the rental company asks if you were responsible for existing damage to the vehicle.

If you’re exploring auto insurance in Lorain County, OH, turn to the agents at Jenkins & Bevan Insurance. This full-service agency has served clients since 1954 and offers a variety of coverages. An agent will walk you through their business, life, property insurance, and home insurance plans, so all your needs are met. Call (440) 984-6771 to schedule a consultation and visit their website to learn more about their services.