Many employers carry workers' compensation insurance to pay for any medical expenses and wage replacements when their employees are injured on the job. Unfortunately, receiving these benefits after an injury can be a complex process. It’s possible to be denied compensation if you are unable to prove that your injury was work-related, which is sometimes the case with car accidents, where the line between work and personal time can be blurry. Follow the advice in the guide below to understand what steps to take after such an incident.

Are You Eligible for Workers' compensation?

You may qualify for workers' comp if you’re involved in an accident while driving or riding for work-related purposes. This is easily proved by an attorney when your profession specifically involves driving, as is the case with bus and truck drivers.

Some types of employment are typically not covered by workers' compensation in Missouri. For example, employers of farm laborers, real estate agents, and unpaid volunteers don’t have to carry workers' comp insurance. Also, while accidents that occur while you run errands, make deliveries, and travel to meetings for your employer are sometimes covered, commuting to and from work is not.  

How Should You File a Workers' Compensation Claim?

Seeking medical attention immediately after the accident is essential to prevent any injuries from worsening and to have the consequences documented by a medical professional. You must also notify your employer of the incident in writing within 30 days.

It can be difficult to determine eligibility for benefits, so reach out to an attorney to discuss the situation. You must file a claim within two years of the date of the injury, although sooner is better because it helps prove that your injuries resulted from the accident. Three days after claim approval, you will start receiving payment for lost time. 

If you were in a car accident while at work, contact Henry & Williams P.C. in West Plains, MO. With more than 60 years of experience, these skilled workers' compensation attorneys have helped countless clients secure the benefits they’re entitled to. They will help you fill out a claim to increase the chances of a successful outcome. Visit their website to learn about the team, and call (417) 256-8133 to schedule a consultation today.