Robertsdale, Alabama
22905 State Hwy 59
Robertsdale, AL 36567
(251) 947-3607

4 Types of Business Insurance Veterinarians Need July 14, 2020

Robertsdale, Baldwin
4 Types of Business Insurance Veterinarians Need, Robertsdale, Alabama


Veterinarians dedicate themselves to the care of beloved pets. It's a rewarding profession, but it can also be an unpredictable one. Business insurance will protect your practice from injuries to others and property damage. Having coverage provides peace of mind while you heal sick and injured animals. 

What Insurance Policies Benefit Veterinarians?

1. General Liability

Slips, trips, and falls are some of the most common sources of claims filed against veterinarians. General liability business insurance will help pay for the medical bills of those injured. 

A veterinary practice may experience unexpected situations. For instance, a dog in the waiting room might become agitated and bite someone. While the incident wasn't the veterinarian's fault, the bite occurred on their property. The victim may file lawsuits against the dog's owner, the vet, or their staff. A liability plan will provide the necessary coverage.

2. Business Property 

Business InsuranceProperty insurance protects the outer structure and interior of the office. It includes items like computers, diagnostic equipment, and exam tables. What equipment is covered is dependent on the plan. However, nearly all plans cover the most common sources of damage, like fire, theft, and vandalism. 

Many veterinarians also choose to expand their policy to cover storm damage. Even if you're renting the building, the plan will cover equipment related to the practice. 

Some providers offer Business Owners Policy (BOP) plans. They bundle general liability and business plans together, which can save you money. Check with an insurance agent to make sure the plan provides sufficient coverage. 

3. Professional Liability

Professional liability covers veterinarians who are sued for alleged negligence or mistakes in treating pets or advising their owners. It also protects veterinarians from accidents. For example, a pet on the examining table might become frightened and jump, injuring themselves. Having insurance will help cover any suits filed by their owner. 

4. Equipment Breakdown

From phones to x-ray machines, a veterinary practice relies on smoothly running technology. An equipment breakdown plan can cover repairs, lost income, and related costs incurred due to malfunctioning tech. 

Computers store valuable personal information, including the addresses and financial details of clients. If a data breach occurs, the practice can be held liable for identity theft suits that equipment breakdown insurance will protect against.

A data compromise coverage plan can be added to the equipment repair plan. The insurance reimburses you for costs related to the breach. It also offers assistance with credit-monitoring services, and will help with the recovery of damaged data. 


You worked hard to become a veterinarian. Now that you have your own practice, it's time to protect it with business insurance. For over 20 years, Russell Insurance Agency has provided comprehensive plans at affordable rates. Knowing that each business has different needs, their agents work with clients to develop customized packages to ensure they only pay for the insurance they need. For testimonials on the company’s excellent service, visit their website. If you're in the Robertsdale, AL, area, schedule a consultation at (251) 947-3607.

Other Announcements, Events and Deals from Russell Insurance Agency
What Alabama Homeowners Should Know About Flood Insurance, Robertsdale, Alabama
Every year, Alabama receives an average of 56 inches of rainfall, making flooding a major concern for the state—especially when hurricane season brings severe storms to the Gulf more
What Types of Homeowners Insurance Should You Consider?, Robertsdale, Alabama
If you’re a new homeowner, you probably already know how important homeowners insurance is for protecting your investment. However, you might not be aware of the different more
FAQ About Wind Insurance , Robertsdale, Alabama
The months from June to November are known as hurricane season along the coast. If your home is in a high-risk area, it’s possible that your homeowners insurance policy doesn’t more
4 FAQ About Motorcycle Insurance in Alabama, Robertsdale, Alabama
There’s nothing quite like riding on a motorcycle. The speed provides adrenaline while the wind that ripples against your chest and over your shoulders makes it feel like you’re more