The coronavirus pandemic has left many Americans facing unemployment. If you’re facing debts you can’t pay, bankruptcy can help. The filing process has been adapted in light of COVID-19 safety recommendations and many bankruptcy attorneys are finding ways to work with clients that safeguard everyone’s health. Find out more below.

How Has U.S. Bankruptcy Filing Changed With COVID-19?

While some business operations have come to a stop because of COVID-19, you can still file for bankruptcy. Note that many courts are operating with limited staff or have staff working remotely, which can delay proceedings. The clerk's office will contact you by phone or email to confirm once the forms are filed.

To support social distancing measures and stay-at-home orders, the U.S. is now allowing contact-free bankruptcy filing. Normally, a “wet signature” is required. Now, however, the “sign-off” on a bankruptcy filing can be done via phone or email. 

The laws surrounding bankruptcy have also been amended to take into account the financial hurdles arising due to COVID-19. If you have a pre-existing Chapter 13 bankruptcy, you may be able to extend the length of your payment plan—meaning you pay less every month. You have to prove you have experienced tangible financial hardship as a result of the pandemic.

How You Can Work Safely With a Bankruptcy Attorney

As soon as you file for bankruptcy, the courts issue a stay. This prevents creditors from contacting you to collect on debts and also pauses any mortgage proceedings. The sooner you file, the sooner you can experience peace of mind. 

You don’t have to delay your filing. A bankruptcy attorney can meet with you while respecting social distancing measures to ensure your—and their—safety. Other preventive measures include regularly disinfecting shared spaces and washing hands.

For help with your bankruptcy filing in Stuttgart, AR, turn to Bueker Law Firm. Attorney Jeremy Bueker is making his clients’ safety a priority by taking preventive measures against COVID-19 and offering his clients the option of contact-free filing. He has over 17 years of experience in bankruptcy law. Known for his reliability, he’s always available to answer any questions you may have. See what his former clients have to say online. For a consultation, call the bankruptcy attorney directly at (870) 673-1313.