When buying property, it’s crucial to understand the importance of maintenance. In addition to avoiding expensive, out-of-pocket costs on repairs, caring for your house will protect against home insurance claims. Here’s what you need to know to save. 

How to Maintain Your Home and Save on Repair Costs  

1. Check the Fire Alarms Regularly 

To avoid fire damage-related home insurance claims, examine your alarms monthly for dead batteries and other issues. For example, the system could be outdated or past its life span. Check if it’s operating properly by hitting the test button and making sure the alarm sounds.  

Additionally, clean the system at least twice a year with your vacuum’s upholstery wand, as dust and contaminants can make it difficult for the alarm to detect smoke.  

2. Clear Your Gutters

When your gutters are clogged, water can pool on your roof and in other areas, leading to leaks, rotting, and mold growth. Additionally, dry debris and leaves sitting in your gutters can contribute to house fires. All of these issues are costly so regular cleaning is crucial.    

To reach your gutters, you’ll need a ladder. Put on heavy-duty gloves, and place the debris and leaves in a bucket. To see if the gutters are functioning properly after the cleaning process, pour water into them, making sure it’s draining fully. 

3. Clean Out Filters

Most of the appliances and systems in your home will have vents and filters that can get clogged. For example, dirt and debris could build up in your air conditioner and heater filters, causing the system to break down earlier than expected. Additionally, lint could gather in your dryer’s filter, creating a fire risk. These issues can be prevented by regularly changing or washing the filters, saving you thousands of dollars. 

By following these suggestions, you may be able to avoid damages that could result in a large insurance claim. For more information on protecting your property, get in touch with the team at Farmers Mutual of Tennessee. Since 1913, they have provided quality insurance coverage at an affordable price to residents throughout the state of Tennessee. Their local independent agent will be happy to help you find the right coverage for your home, mobile home, rental dwelling, or farm at a price that suits your budget. Give Farmers Mutual of Tennessee a call today at (800) 824-9555, and visit them online for more information.