A farmer’s livelihood often depends on the quality of their crops and the yield for each growing season. A natural disaster could destroy some of the vegetation and diminish profits. Farmers should invest in multi-peril crop insurance to cover the losses caused by accidents, including fires. Although having this coverage will provide a sense of comfort, you should take the following steps to prevent fires and eliminate the need to file a claim.

How to Protect Your Farm From Fire

1. Establish a No-Smoking Policy

Smoking doesn’t only harm your health. A lit ember could fall on crops, causing a fire to spread quickly. A discarded cigarette that’s still burning could also land on oils and other combustible materials.

To avoid filing a multi-peril crop insurance claim, speak to employees about the dangers of smoking on the farm. Post “No Smoking” signs throughout the grounds to deter the practice, or designate a smoking area that’s far away from any crops or combustible materials.

2. Schedule Regular Electrical Inspections

An inefficient electrical system is a major fire hazard. Old wiring, for example, might not have the capacity to handle the electrical loads from operating industrial lights, agricultural machinery, and other equipment.

Once circuits overload, wires can overheat and catch on fire. When wire casings are frayed, the heat can filter to combustible surfaces and cause a spark. Having a licensed electrician regularly inspect the wiring for damage and ensure the system is up to code will reduce the risk of electrical fires. 

3. Only Schedule Prescribed Burns on Windless Days

Farmers perform prescribed burns to maintain healthy fields. A fire is intentionally set to burn off old crops so that new growth can flourish.

Look at the weather forecast before you schedule a prescribed burn. Avoid burning on blustery days. It’ll be difficult to contain the fire, as high-speed winds could blow the flames in various directions — causing an unintentional, property-wide inferno. Wait for clear, windless days for the most control.

Fires, droughts, floods, and other natural disasters are often unavoidable, so reach out to Nebraska Crop Insurance Agency, Inc., to make sure your farm is protected. The Beatrice-based professionals at this family-owned and -operated insurance agency have helped farmers in southeast Nebraska obtain multi-peril crop insurance since 1981. Visit the agricultural insurance provider online for an overview of coverage options, or call (402) 223-2694 for a consultation.