3 Ways Your Home Security System Can Reduce Homeowners Insurance Costs
Installing a home security system protects your home in many ways, which in turn can minimize your home insurance premiums. As the risk goes down, so do your costs. Understand the features and benefits of your system that are worth discussing with your insurance agent.
The Insurance Impact of Home Security Systems
1. 24/7 Professional Monitoring
Security monitoring around the clock protects your home from burglaries and other threats. In addition to protecting your peace of mind, this reduces your insurance company’s risk. An immediate response from the police will limit the amount of damage or theft that can occur to your property. In fact, seeing a home with security will deter most trespassers in the first place, avoiding incidents altogether.
2. Leak Detection
Systems may come with an option for leak detection alerts. These sensors detect when there is a water or gas leak, then either send you a notification or immediately shut off the supply until you approve turning it back on. This can avoid significant water or fire damage, which may, in turn, shave some of your premiums.
3. Fire & Smoke Alarms
Monitored smoke and fire alarms will send you a notification or alert the authorities directly if they detect smoke or a significant rise in temperature. By avoiding the possibility of disaster, your insurance agent will likely be happy to lower your costs if you show that you’ve installed these monitored alarms.
Detect-All Security specializes in all types of home monitoring and home security systems in the greater Cincinnati, OH, area. These professionals offer a full range of services such as security cameras, alarm systems, medical alert devices, fire alarms, and remote enabled access control and temperature control. They are members of professional associations such as the Better Business Bureau, the Ohio Burglar and Fire Alarm Association, the National Burglar and Fire Alarm Association, and the Cincinnati Chamber of Commerce. Learn more on their website, and call (513) 528-7700 to schedule a consultation.
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