Does Car Insurance Cover Hail Damage?
Hail can cause significant damage to your car, resulting in dents to the body and cracks in the windshield. This scenario is especially likely in Colorado, which has seven to nine hail days annually. Considering the likelihood you will need hail damage repair, it’s worth talking to your auto insurance company to make sure your policy covers this service.
Car Insurance Basics
Colorado requires drivers to have $25,000 worth of bodily injury coverage per person and $50,000 in total. They must also have property damage coverage amounting to at least $15,000. However, these policies are primarily meant to pay the medical expenses of other drivers and damage expenses to others’ private property if you are at fault in an accident.
Acts of Nature Coverage
To make sure your car is protected from incidents like storm damage, ask your auto insurance provider about acts of nature coverage, making sure that your policy encompasses hail repair. Typically, your policy will need to be in place for a specific number of days or weeks in order for the coverage to take effect. With hail season running through the summer into the early fall, it’s smart to invest early.
Repairing Your Hail-Damaged Car
If your auto insurance policy covers hail damage repair, make a claim as soon as possible after a storm. Your insurance company will have an estimator come look at your car following an incident. This process should take less than an hour and will end in them providing you with a quote for compensation. If you agree with the estimate, then you can schedule a repair for your vehicle.
If you need hail damage repair in the Denver, CO, Chicago, IL, or Grand Prairie, TX, area, contact Auto Dent Pros. They have several locations throughout the United States, which you can view online. This company is skilled in removing dents caused by hail utilizing paintless removal techniques. Claim assistants will ensure that your repair is processed through your insurance. To schedule an appointment, call (800) 988-1840. Learn more about available services on the website.
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