An all-terrain vehicle means hours of fun for a child, and it's also an opportunity for them to learn responsibility and the basics of smart vehicle operation. Understandably, you want your child to be as safe as possible whenever they're on their ATV. ATV insurance is essential and will offer important protections and peace of mind. But, first, you need to choose the right ATV for your child. Below are a few tips to help you with this process.

What Do You Need to Consider About the Child?

ATV engines have anywhere from less than 70 cubic centimeters (cc) of power to more than 90. When it comes to selecting the most appropriate engine power, use your child's age as a guide. Anything over 90 cc should be reserved for children 16 or older. 70 to 90 cc are a good match for kids between 12 and 15. Engines with less than 70 cc are ideal for young riders between 6 and 11. For safety reasons, children under six should not operate an ATV. Also, match the child with the vehicle by confirming that there are less than 3-inches of clearance between the child's pants and the seat of the ATV when the child stands up.

From an emotional perspective, the child should be able to understand the basics of safe vehicle operation, the dynamics of cause and effect, and how to follow rules. The child should also possess strong self-control and good judgment.

What Is the Best Drivetrain & Transmission for a Child?

There's really no need for a complex drivetrain and transmission for a child. Choose a vehicle with a single speed, automatic transmission. These vehicles have a reasonable amount of speed and are generally easier to control and maneuver.

How Can You Make Safety a Priority?

A key part of the ATV selection process is ensuring your child is educated about safely operating the vehicle. Take the time to go over everything they will need to know to be a responsible operator. Quiz them on the basics of operation as well as safety-best practices. To give you more control over their safety, install supervisory mechanisms on the ATV, like a throttle limiter or a remote shut-off switch. And always protect your child and the vehicle with a comprehensive ATV insurance policy.

When you need ATV insurance, trust the professionals at Southern Insurance AL, LLC. With more than 30 years of experience, this trusted insurance company serves customers throughout the Foley, AL, region. They offer auto, boat, recreational vehicle, and SR-22 insurance plans. Call (251) 943-3340 or visit them online to request an ATV insurance quote.