Medicare provides affordable health insurance to United States citizens who are 65 years of age or older, have a disability, or suffer from end-stage renal disease. Medicare Part C, also known as Medicare Advantage, offers more comprehensive coverage to make the medical products and services you need more accessible. Below, you’ll find out more about why you should talk to an insurance agent about upgrading your plan.

What is Medicare Part C?

What does it cover?

Medicare Advantage includes all of the benefits of Original Medicare, or Parts A and B. These include inpatient care from a hospital, nursing home, skilled nursing facility, hospice, and home health aide. Additionally, Medicare Part C covers supplies and services that are medically necessary, in addition to preventative care, ambulance services, and select prescription drugs. 

Does it cover outpatient care?

Medicare Part C covers outpatient care services, including appointments with your primary care providers and specialists. Additionally, it includes lab tests, radiology, mental health care, durable medical equipment (such as wheelchairs and walkers), vaccines, speech pathology, occupational therapy, and physical therapy. Medicare Advantage also includes extra services that are not included in Original Medicare Parts A and B, such as dental care, hearing care, vision care, and physical fitness.

How much does it cost?

Your monthly premium for Medicare Advantage depends on your adjusted gross income from the previous year. Some plans may cost zero dollars, while others may range from one- to two-hundred dollars per month. Ask an insurance agent to provide you with a quote on how much you can expect to pay when you upgrade to Medicare Part C.

Reap the benefits of upgrading to Medicare Part C with help from Toohey Insurance Service. These insurance agents offer affordable health insurance, including several different Medicare plans, to clients throughout Somerset, KY. Call (606) 678-0540 to request a quote on life or disability insurance, and visit the website to learn more about their insurance options, benefits, partners, and providers.