West Hamilton, Ohio
35 North D Street
Hamilton, OH 45013
(513) 863-7600

Why Should You Consider a Home Warranty? June 22, 2020

West Hamilton, Hamilton
Why Should You Consider a Home Warranty?, Hamilton, Ohio

A house closing is one of the most exciting moments of most people’s lives, but it also means taking on plenty of responsibility. In addition to the mortgage and insurance payments, you’ll also have to be ready for unexpected maintenance issues that could impact your budget. Investing in a home warranty can provide peace of mind and the resources you need if an appliance or home system suddenly fails.

The Value of Investing in a Home Warranty

What Home Warranties Cover

Most home warranties cover items and defects that are typically excluded by home insurance. For instance, if your water heater, oven, air conditioning, or furnace suddenly stops working, your warranty will pay for repairs or replacements after payment of any applicable deductible. Larger, more expensive systems are usually excluded, like septic tanks and roofs, although some companies offer broader warranties that protect against those items as well as leaking roofs and other major issues.

Why Home Warranties Are a Good Idea

house closingMany homeowners can get an entire year of coverage for just a few hundred dollars, which may be less than the cost of a single repair. For instance, a one-year warranty for $500 can save hundreds if your air conditioning or refrigerator fails during the coverage period. In some cases, sellers might offer to purchase a warranty on behalf of the new homeowners as part of the purchase contract negotiations.

How to Choose a Warranty

The coverage included in a home warranty varies widely from one company to the next, so read the exclusions carefully. Generally, robust warranties are better for older homes, which are more likely to suffer plumbing leaks and other expensive damage. If your home is relatively new, however, your appliances and other systems may still be under the original manufacturer’s warranty.


Since 1986, All Points Title & Closing has made house closings easy and stress-free for new homeowners throughout Ohio and Northern Kentucky. If you’re buying or selling a home, their experienced team will walk you through the process and help protect your most valuable investment. Follow their Facebook for more tips and advice, and visit them online or call (513) 863-7600 to see how they can help with your house closing.

Other Announcements, Events and Deals from All Points Title & Closing
What is a Clear House Title?, Hamilton, Ohio
Before closing on a house, you'll need a title search to prove that the title is clear for you to take ownership. However, issues like debts and clerical errors can ma...read more
What Should You Consider Before Hiring a Title Agency?, Hamilton, Ohio
When it comes to buying a home, it’s not just about signing over the deed. First, you’ll need to hire an agent to conduct a title search and provide title insurance. This will e...read more
First Day of Fall!, Hamilton, Ohio
First day of Fall, the weather is beautiful! We hope you are enjoying the fabulous weather ! read more
3 Issues Title Searches Uncover, Hamilton, Ohio
Buying a house is an exciting, meaningful venture. It’s also a process that’s highly involved and requires significant prep work. One step you can’t overlook when purchasing a home i...read more
What YOU Should Know About Closing Protection, Hamilton, Ohio
When title insurance is purchased, Ohio law requires the title agent to offer to issue a closing protection letter (CPL) to the Buyer, the Seller, and/or the Lender. These ...read more