If you’re planning to spend time on a boat or pontoon this summer, making sure you have boat insurance for the vessel is just the start of staying protected on the water. Here are a few more tips that can help you have fun and stay safe on the open water.
4 Tips for Enjoying Your Boat or Pontoon Ride Safely
1. Wear Your Life Jacket
Don a life jacket at all times so you’ll be prepared if you’re accidentally thrown into the water. Wearing one properly significantly reduces the risk of drowning.
Keep in mind that children under the age of 13 are required to wear a U.S. Coast Guard-approved personal flotation device if on a vessel under 26 feet. Wearing a life jacket isn’t just the law in most areas, it can also mean the difference between life or death.
2. Use Your Judgment
Operating a boat or pontoon requires the same level of good judgment as operating a car on a public road. This means not drinking while you’re operating the vessel and watching out for others.
Even though you may not have to adhere to traffic regulations on the water, operating your boat still requires clear judgment, sharp coordination, and excellent vision. Exercising good judgment also requires knowing when to call it a night.
3. Create a Float Plan
A float plan is a completed PDF document that you download from the Coast Guard, fill out, and email to a trusted friend. It details the type of boat you’ll be using, who will be with you, and when you plan to return to shore. This will help the Coast Guard track you down in the case of an emergency.
4. Know Your Boating Safety Rules
Everyone joining you on your boat should also participate in a boating safety course to ensure everyone knows the basics of boating safety. As the operator of the boat, you should also take the time to learn your state’s boating laws and regulations. Additionally, reviewing your policy with your insurance agent will help you ensure you’re fully covered before you take your vessel out for the first time this season.
Having adequate boat insurance is essential, even if you don’t plan on spending much time on the water. Located in Hubbard, TX, Texas Brand Insurance offers coverage for most of your insurance needs, including insurance policies that cover boats, pontoons, and other watercraft. They have been providing insurance for more than 34 years, which means they have the expertise to know what level of coverage will best meet your needs. You can learn more about their boat insurance services by visiting their website. To request a free consultation, call (254) 576-1180.