Drive-thru teller services, ATMs, and online banking make it easy to manage your money and accounts. Mobile banking apps add an element of simplicity allowing you to handle money matters from the convenience of your smartphone or tablet. Here are a handful of benefits to downloading and using a banking app.

3 Perks of Mobile Banking Apps

1. Check Balance

Though you can check your balance through a desktop computer or ATM, mobile apps allow you to do so from your smartphone anytime. If you want to make sure funds have cleared before you make an important purchase, you can do so while you’re still out shopping. 

2. View Transactions 

On occasion, you may need to view transactions to make sure you haven’t been overcharged. Mobile apps will display your full transaction history at the touch of a button on your smartphone, which allows you to dispute incorrect or fraudulent transactions sooner. 

3. Transfer Funds

If you need to transfer funds from your savings to your checking account quickly, mobile apps allow you to do that without communicating with a teller in person or over the phone. This is convenient when you’re traveling or away from home and cannot visit a branch of your bank. 

Take advantage of the benefits of a mobile banking app by opening an account with Havana National Bank. They provide checking and savings accounts along with consumer, commercial, and agricultural loans to clients throughout west-central Illinois. Call (309) 543-3361 to start banking with this financial institution, and visit the website to learn more about deposit rates and branch locations.