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All-terrain vehicles, or ATVs, are small motor vehicles designed to travel on rough ground. People use these vehicles for off-roading, recreational sports, or even for household chores on larger properties. While these vehicles can be fun to ride around in, you want to make sure that you and your ATV are protected in the event of an accident. Below, learn about ATVs and the importance of ATV insurance.

Different Types of ATVs

Utility ATVs

Utility ATVs come with short travel suspensions and big motors to navigate many types of terrains. These ATVs are frequently used in industries like agriculture and ranching. They’re beneficial for plowing fields, hauling cargo, and other laborious tasks.  

Sport ATVs

Sport ATVs are lightweight and have adequate suspension systems to take on jumps, bumps, and turns. They’re much quicker than utility ATVs and are great to use on tracks, sand dunes, and desert trails.

Side-by-Side ATVs

Side-by-side ATVs come with two front seats and occasionally two back seats. They’re designed like a golf cart and come with car-like controls. These ATVs are great for hauling multiple passengers and have more towing capacity.

Youth ATVs

Adults aren’t the only ones who can use ATVs. ATVs for older children are smaller than other ATVs and don’t come with as much suspension or power. They’re designed for children as young as eight and are considered very safe.

Why You Need ATV Insurance

atv insurance If you have an ATV, it’s likely that your auto insurance policy doesn’t cover it. That’s why it’s essential to purchase a separate ATV insurance policy. This policy will protect you and your ATV during an accident.

If you cause an accident, ATV liability coverage will pay for the other driver’s auto repairs and medical bills. ATV collision coverage will pay for any damage to your ATV, while comprehensive insurance will cover non-accident damage, like theft or vandalism.

 

If you’re interested in purchasing insurance for your ATV, turn to the professionals at BestRate Auto Insurance in Statesboro, GA. The insurance company provides a wide range of insurance policies, from ATV insurance to homeowners insurance, and always puts their customers first. They believe in full transparency during all communications and will help you choose a policy tailored to your needs. For more information about their services, call (912) 489-5942 or visit their website.

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