Home flooding can be a jarring experience for those who don’t know how to handle the situation. Whether you’re a property renter or owner, it’s essential to understand the causes of home floods and how to prevent them. This knowledge can also help you determine if you should purchase a flood insurance policy. Below, learn the common causes of property flooding. 

4 Causes of Home Flooding 

1. Malfunctioning Appliances 

One of the most common factors is a malfunctioning appliance, such as a water heater, washer, or dishwasher. If there is a faulty connection to the plumbing, the supply line may burst, or the shut-off valve may fail, resulting in steady flooding. Maintaining your appliances, plumbing system, and addressing minor cracked pipes right away can prevent this.

2. Clogged Gutters

The gutter system is designed to direct rainwater away from your home. If it is clogged with leaves, twigs, or other debris, water may back up, overflow, and seep through the roof into the house. Or, it may collect at the foundation and seep into the basement. Similarly, if the downspouts aren’t positioned correctly, water may pool at the base of the house. Ensure that the downspouts extend at least ten feet away from the home, and that the gutters are clean.

3. Damaged Plumbing

Plumbing issues are another common culprit. Pipes can leak as a result of corrosion or other damage, or they may burst due to temperature fluctuations, which cause the pipe to expand and contract. Addressing small plumbing problems immediately, and practicing proactive maintenance is the best way to prevent issues. Typically sump pumps in the basement can prevent flooding, but these machines can malfunction in high waters. A backup sump pump can protect you in this instance.

4. Inclement Weather

Severe rainstorms and hurricanes can cause home flooding as well. Strong winds may blow off parts of the roof or push doors and windows open, allowing rain to enter. Also, heavy rainfall may overwhelm the drainage system and cause water to back up and enter the home. The best way to prevent these issues is to maintain your roofing system to ensure it is strong enough to withstand severe weather. Also, install impact-resistant windows, doors, and storm shutters if you live in an area prone to flooding or other severe weather incidents. Taking preventative measures like these may reduce your flood insurance or homeowner’s insurance premiums as well.

If you’re a Bulloch County, GA, resident in need of flood insurance, turn to BestRate Auto Insurance. Located in Statesboro, this local insurance company provides a range of competitively-priced products, from ATV and mobile home to flood insurance. Call (912) 489-5942 to speak with a helpful staff member for a free quote or visit the website to learn more about their customizable plan options.