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It’s an exciting time when your teen gets their driver’s license. Although they are excited to be independent, you want to ensure that they’re safe on the road to keep auto insurance costs down. With the tips below, you can find the perfect vehicle for your new driver to use on their own.

A Guide to Shopping for a Teen Driver’s Vehicle

1. Buy Used

If you know what to look for, you can find a pre-owned vehicle that is in great condition for reliable use at a fraction of the cost of a new one. Search for certified pre-owned cars that have been inspected by a reliable auto dealer.

Buying used will cost much less upfront, since much of the vehicle’s value is lost in the first year, and you won’t need to pay new car taxes. Since the value of the vehicle is lower, you will also enjoy lower fees for your registration and auto insurance.

2. Check Safety Ratings

auto insuranceThe National Highway Traffic Safety Administration ranks cars on their crash safety and gives them a rating from one to five stars. The vehicle manufacturer likely also ran their own tests, so you can check the ratings on their website.

Buy your teen a vehicle with a high safety rating, so you know they are better protected in case the unexpected occurs. You’ll likely get a lower rate on your auto insurance, since better safety ratings mean reduced damage and medical costs after a collision.

3. Consider Size

Larger vehicles tend to perform better in safety tests than smaller ones, since they provide more protection in case of a collision. However, a larger vehicle may be more difficult for a new driver to handle.

Generally, a mid-size vehicle is ideal. It will allow up to four passengers and is relatively easy to maneuver. Many vehicles of this size score well on safety tests, as well.

 

 

Once you’ve found the perfect vehicle, protect it with auto insurance from AiA American Insurance Agency in Birmingham, AL. This full-service insurance agency provides flexible policies, affordable prices, and knowledgeable agents that will help you find the right coverage. They are a proud carrier of Safeway, Progressive®, National General, Assurance America and many more. Learn more on their website and call (205) 940-9977 to talk with an insurance agent.

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