A trusted insurance agency can do more than provide tips on how to secure the best rates for your auto insurance coverage. They’re also knowledgeable about car safety habits and driving techniques that lower the chances of getting into an accident. Here are a few recommended tips for staying safe behind the wheel.    

How to Prevent Car Crashes

1. Scan the Traffic

Always be aware of what’s happening in front of you. Pay attention to the traffic flow to the left and right of your vehicle as well. If you spot a driver drifting in and out of lanes, keep a safe distance behind them or allow them to pass you. Any activity that diverts your attention from the road ahead—including talking, texting, and eating—reduces the time you have to react to potential dangers.

2. Avoid the Fast Lane

Not only is your ability to react to hazards hindered when you speed, but it will take longer for your vehicle to come to a complete stop. Staying in the center or right lanes gives you more escape routes than the fast lane does. Because you’re at greater risk of collision when you speed, you’ll likely pay higher rates for auto insurance if your driving record indicates that you frequently drive too fast.

3. Be Aware of Blind Spots

When a car comes up behind you, you’ll lose sight of it when it hits your blind spot. Before you change lanes or pull out of a parking spot, look over your shoulders to ensure no one’s around you.

Don’t rely solely on rearview mirrors as they may not be properly adjusted. Also, because every vehicle’s mirrors have limits on what’s viewable, loitering behind a car or truck in its blind zone, or alongside its back corners, is dangerous.  

4. Maintenance Is Crucial

Preventative maintenance reduces the risk of breakdowns that lead to accidents. Make a habit of visually inspecting your tires (inflation levels and treads) every time you get behind the wheel. When tires are in poor condition, you lose the ability to brake safely.

5. Drive Responsibly & Defensively

It’s illegal to drive without auto insurance in most states, so be aware of when your policy expires. Responsible drivers don’t drive if they’ve been drinking alcohol or are too tired to remain alert. In addition, avoid driving at night whenever possible. Although most car crashes occur during the evening rush hour, driving at night carries added risks. When visibility is low and you’re sharing the road with drivers leaving parties and bars, the best defense is to stay home.

Richards Insurance Agency is committed to helping drivers in Lincoln, NE, and across the state get the coverage they need. Their service-oriented agents are available to answer questions, assess your concerns, and provide free quotes. Visit them online or call (402) 420-5353 to learn more about how they can best serve your auto insurance needs.