If your teenager is learning how to drive, you might be feeling a combination of excitement and anxiety. While you won’t have to drive them around anymore, you might be a little worried about their safety while they’re on the road. When preparing a teenager for life with a license, you need to think about what car they’ll drive and how to add them to your auto insurance policy.

Choosing a Car

Make the most of your budget by looking for a Certified Pre-Owned car. These are low-mileage vehicles that have been thoroughly inspected and reconditioned, and they carry an extended warranty from the original manufacturer. 

You should also consider the size of the vehicle. A larger, heavier car can provide more protection than a small car in an accident, but bulky SUVs might be harder to drive and park for a teenage driver. A compact or mid-size SUV is the perfect compromise between safety and comfort.

Do Your Research 

The Auto Insurance Institute for Highway Safety releases a yearly list of Top Safety Picks that rates the safety and performance of various car models. Special features that enhance safety include electronic stability control, blind-spot monitoring, and side-curtain airbags.

You can also check Consumer Reports for car reliability ratings. Be sure to look for previous issues with any used car you’re considering through CarFax and AutoCheck.

Insurance for Teen Drivers

Adding a teenager to your auto insurance policy can often increase your premiums. In Texas, families see an average increase of 83% after altering their coverage to include a teenage driver.

Luckily, it’s possible to keep premiums to a minimum by choosing a car with proven safety measures. The additional features can reduce the risk of severe injuries during an accident and lower monthly costs.

Also, look for student discounts that reduce insurance premiums in return for good grades. Some companies even offer additional reductions for teenagers who take a safe driving course.

As your teen nears driving age, JMS Insurance Agency in Stafford, TX, can answer any questions about auto insurance and help determine the best coverage options. As an independent insurance agency, they’ll find the perfect programs from the nation’s leading providers to protect your young one and keep costs down. Call (281) 494-1500 for a free quote, or visit their website for more information.