Many drivers operate their vehicle carefully, service it regularly, and have excellent auto insurance. However, the risk of an accident does still exist. Even the most responsible car owners can’t control factors like inclement weather or the reckless behavior of other motorists. While the right insurance can cover the cost of damages and possibly medical treatments for injuries, there are steps you can take to reduce your risk of injury in an accident. Here are a few tips to follow.

How to Reduce the Risk of Accident Injuries

1. Adjust the Seat

Your seat’s position affects any impact you might sustain in a collision. For example, proper alignment of the headrest decreases the chance of whiplash and head injuries. Adjust the headrest so the top is level with the top of your head, ensuring the back of your head lies squarely on the headrest’s center. You should also position your seat as far away from the steering wheel as possible without compromising your ability to control the pedals — this can reduce your airbags’ impact.

2. Wear Your Seatbelt

According to the CDC, seatbelts reduce the risk of serious injuries for front-seat passengers by 50%. While you may already be in the habit of buckling up, always double-check to see that the belt is fitted. Make sure the strap isn’t twisted, that the bottom portion lies straight across your lap and not your abdomen, and that the shoulder strap is positioned across your chest and over your shoulder.

3. Maintain Proper Posture

Airbags and seatbelts are designed with proper posture in mind and are only effective if passengers and drivers sit with their backs straight and feet flat on the floor. If you hunch, crouch over, lean out the window, or rest your feet or knees on the dashboard, the airbags can cause serious injuries if deployed.

4. Pay Attention

Focusing on the road, keeping an eye on other drivers, and cutting out distractions are all vital to reducing your chance of getting hurt. If you’re paying attention, you’re better equipped to respond to any sudden incidents on the road.

If you need auto insurance to protect you in case of an accident, Fritch Insurance Inc. of Beatrice, NE, has been providing clients with a variety of policies for nearly 20 years. With in-depth knowledge and a commitment to service, they offer everything from home to crop insurance, so all your insurance needs are covered. Call (402) 223-3312 for a quote today or visit their website to learn more about their services.