Since home repairs, including roofing projects, are sizable investments, part of safeguarding your interests involves working with reliable professionals. When hiring a roofing contractor, protect yourself from any issues by choosing a company that is licensed and insured. Use the guide below to learn why these professionals are the most reliable.

Why You Should Always Hire Insured Roofers

1. Reduced Liability

Accidents and injuries can happen at any time, especially in high-risk settings, such as a rooftop. Working with an uninsured roofing contractor exposes you to financial risks in the event a contractor is injured or your property is damaged.

Insured contractors are backed by funds to cover general liability and workers' compensation. If an incident occurs, the company’s insurance is responsible for the cost of damages and medical treatment.

2. Assurance in Writing

Insurance providers often require contracts to provide coverage. This means insured roofers create written documents detailing the scope of the work, timeline, and estimated costs of service.

With a written agreement, you can hold the professionals accountable for their work. The agreement also promotes clarity in terms of payment, timeline, suppliers, subcontractors, and contingencies.

3. Permit Protection

Only licensed roofers are legally allowed to request municipal permits for home improvement projects.

Professional contractors are familiar with the necessary permits required to reroof a home, requesting them for homeowners to streamline the service. Permit-backed roofing projects prevent problems when selling a home.

 

For a licensed and insured roofing contractor, contact the professionals at Ontario Exteriors in Rochester, NY. Since 1995, their team of skilled roofers and general contractors has provided high-quality services backed by their 25-year Golden Pledge Workmanship warranty, any product warranties, worker's compensation, and complete liability coverage. Call (585) 421-0880 to schedule a virtual estimate and contact-free service or visit them online to learn more about their work with homes.