Boca Raton, Florida
301 E Yamato Rd, #2250
Boca Raton, FL 33431
(844) 255-6639
At Seeman Holtz Property and Casualty, we believe in providing each individual with not only the right insurance, but with the right service to meet your needs. We are an independent Boca Raton based national insurance agency offering major insurance carriers across the country, featuring all lines of personal and commercial insurance with unrivaled attention to client service.

3 Tips for Bundling Insurance Policies May 13, 2020

3 Tips for Bundling Insurance Policies, Boca Raton, Florida

Insurance companies typically offer reduced rates for each new policy you sign with them, a practice known as "bundling." While bundling policies, such as your home and auto, can save you money on your monthly premiums, having some insight ahead of time can provide even better discounts. Here are some tips on how to save money when taking advantage of this perk. 

How to Save Money by Bundling Your Insurance Policies

1. Compare Quotes

Comparing quotes from competitive agencies is an excellent way to save money on your premiums whether you bundle or not. While it's common for smaller agencies to provide reduced rates on multi-policy bundles for home and auto, shopping around may provide even deeper discounts when you include life, boat, multi-car, motorcycle, and renters insurance policies. 

2. Ask About New Coverage Options

insuranceIf you've been with the same company for an extended period, ask your agent about newer policies that could save you money. It's common for larger agencies to create incentive plans to bring in new customers, but older policies aren't always grandfathered in. For instance, your agency might not have offered boating insurance when you bought your policy, but they do now, and bundling could save you several percentage points on your monthly premium. 

3. Bundle Wisely

Some agencies can offer surprising prices on multi-policy discounts because they work with a third party to provide coverages they wouldn't otherwise offer. For instance, an agency that specializes in home and auto may have little experience with life insurance, so they may outsource your policy to a third-party provider.

While it may save you money, it's not always the most convenient option, as you're no longer dealing with a single company. Meanwhile, working with a provider that offers in-house specialists for every policy you want will give you peace of mind no matter what comes up.

 

Save money on your all-around coverage with multi-policy discounts at Seeman Holtz in Boca Raton, FL. Backed by a nationwide team of experts in insurance, risk management, and financial advice, their team of skilled professionals will work with you to find the best policies to fit your lifestyle and financial needs. Contact them today at (800) 991-3592 to request a quote or visit them online to learn more about their coverage options.

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