Even under current circumstances, homebuyers need a home appraisal to secure a mortgage loan. Although it may feel like a difficult time to be buying or selling a house, there are special measures in place to help you through the process. These options will ensure you remain socially distanced while getting closer to your big move.

3 Ways to Get Your Home Appraised

1. In-Person 

Due to social distancing measures, on-site views are sometimes not required as part of your appraisal. However, some companies are still providing this service with additional safety measures. Appraisers will ask homeowners to vacate the home; they will proceed to view the property wearing masks and gloves. 

However, with shortages of these supplies and increasingly stringent regulations, in-person viewings might soon cease to be an option. If you’re in the high-risk group for COVID-19, you should avoid it altogether.

2. Desktop 

As the name suggests, a desktop appraisal involves the appraiser researching the property from their computer. They will rely on research, including tax records, the sale history, and nearby property values of similar houses to arrive at a number. 

Without an in-person visit, appraisers won't have the opportunity to see the finer details—like a recent kitchen remodel—that might lead a buyer to make an offer higher than the asking price of other nearby homes. Therefore, try to make your offer close to the neighborhood average to increase your chances of securing a loan.

3. Hybrid

With a hybrid appraisal, the appraiser will still conduct research at their desk, but will also pursue other methods to arrive at an accurate number. One of those methods might include driving to the property to examine the outside of the house. 

Since curb appeal alone can be deceiving, your appraiser might pair this exterior examination with a video tour of the inside from the owner. They might also request photos of the home’s interior and exterior to refer back to as they make their calculations.

Social distance won't get in the way of your home sale when you go to Concept Appraisal Services in Littleton, CO. They have over 15 years of experience in providing appraisals to customers across Jefferson County. Connie Jo Esbenson, owner and operator, stays informed about the latest methods and real estate trends to ensure client satisfaction. For a reputable appraiser who will help you make a smart financial decision, call (303) 506-6254. Read more about her specialties online.