If you have people who depend on you, such as family members or employees, you can protect them from any hardships in the event that you pass away by having a life insurance policy. If you want to protect the people who are important to you, Daniel Oliver – Farmers Insurance Agent in Minneapolis, MN, will help you get the right coverage you need.

While no one can put a dollar value on a person’s life, it is possible to imagine the financial consequences of an individual’s death. If you pass away, how will your spouse pay your mortgage? How will your significant other provide for the needs of your kids? How will the business you own continue to survive without your leadership and resources?

The value of life insurance is more than the face value of the contract. The true value of life insurance is found in the things that it supports when you’re no longer able to do the supporting yourself. Life insurance can pay for your funeral expenses, but more importantly it can also cover your family’s living expenses if you pass away. Life insurance can also be used to pay off your mortgage or to help your business continue to thrive.

Even if you don’t pass away, life insurance can be a valuable tool for you and your loved ones during your retirement years. If you purchase a policy that accumulates cash value over time, you’ll be able to take tax-free withdrawals from the policy that you can use to pay for your children’s education, cover your living expenses, or take a dream vacation in your later years.

Insurance quotes and rates vary in accordance with multiple factors, including your age, overall health, occupation, and lifestyle. Daniel Oliver will make sure you get the coverage you need at the most competitive rate. When a significant event such as the birth of a child, the purchase of a new home, or the acquisition of a business occurs, it's very important to review your coverage.

If you’re interested in protecting the people who are most important to you, call Daniel Oliver – Farmers Insurance Agent in Minneapolis, MN, today at (952) 925-4454 or visit him online. Oliver and his knowledgeable staff will get insurance quotes for you so you can have the invaluable coverage you need at the best rate possible!